BLOODY SL!

Well, have been trying for 1/2hr to log on to SL! Keep getting the `Region is having difficulty' crap. Is this a standard message for `We can't be bothered to sort out the Servers' or am i just being cynical? I DL a close up pic of my Avatar to put on here and yes i cannot open it, surprise surprise. It says it's a TGA File, whatever the eff that is (Techno Novice) and Windows doesn't recognise it! Any help on this would be much appreciated although i will understand if no one wants to help because they don't wanna see my Baldy SL Avatar on here lol.